W↗ / WALL STREET ZINE

If you invested $100 a month in Velo

Buying $100 at each monthly close from November 2021 through October 2026, price only, turns $6,000.00 contributed into $3,678.05 as of October 30, 2026. Annualized money-weighted IRR: -19.69%.

Monthly scheduleInvestedValueAnnualized (money-weighted IRR)SPY same-schedule value (reinvested)
5 years · $50/month$3,000.00$1,839.03-19.69%$4,658.67 · 60 contributions · $3,000.00 invested · 2021-10 to 2026-10
5 years · $100/month$6,000.00$3,678.05-19.69%$9,317.33 · 60 contributions · $6,000.00 invested · 2021-10 to 2026-10
5 years · $500/month$30,000.00$18,390.27-19.69%$46,586.66 · 60 contributions · $30,000.00 invested · 2021-10 to 2026-10
10 years · $50/monthNot enough historyNot enough historyNot enough historyNot enough history
10 years · $100/monthNot enough historyNot enough historyNot enough historyNot enough history
10 years · $500/monthNot enough historyNot enough historyNot enough historyNot enough history
20 years · $50/monthNot enough historyNot enough historyNot enough historyNot enough history
20 years · $100/monthNot enough historyNot enough historyNot enough historyNot enough history
20 years · $500/monthNot enough historyNot enough historyNot enough historyNot enough history

Asset last price date: 2026-10-30; SPY last price date: 2026-10-29. The latest month may be incomplete. Zero initial investment; contributions start the following month. Monthly observations are estimates, not executable trades. Fees, taxes and FX excluded. Curated surviving assets; delisted companies are absent. Not financial advice. Past performance doesn’t predict future returns.

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Monthly closing prices. No fees, taxes or FX.

YOUR INVESTMENT TODAY
$3,678.05

$-2,321.95 total gain · -38.70% total return

Amount invested$6,000.00
Annualized (money-weighted IRR)-19.69%
Investment multiple0.61×

● Your investment● S&P 500 (SPY)

Velo history · Methodology

2021 · 2022 · 2023 · 2024