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If you invested $100 a month in Golem

Buying $100 at each monthly close from November 2021 through October 2026, price only, turns $6,000.00 contributed into $2,784.78 as of October 30, 2026. Annualized money-weighted IRR: -30.80%.

Monthly scheduleInvestedValueAnnualized (money-weighted IRR)SPY same-schedule value (reinvested)
5 years · $50/month$3,000.00$1,392.39-30.80%$4,658.67 · 60 contributions · $3,000.00 invested · 2021-10 to 2026-10
5 years · $100/month$6,000.00$2,784.78-30.80%$9,317.33 · 60 contributions · $6,000.00 invested · 2021-10 to 2026-10
5 years · $500/month$30,000.00$13,923.90-30.80%$46,586.66 · 60 contributions · $30,000.00 invested · 2021-10 to 2026-10
10 years · $50/monthNot enough historyNot enough historyNot enough historyNot enough history
10 years · $100/monthNot enough historyNot enough historyNot enough historyNot enough history
10 years · $500/monthNot enough historyNot enough historyNot enough historyNot enough history
20 years · $50/monthNot enough historyNot enough historyNot enough historyNot enough history
20 years · $100/monthNot enough historyNot enough historyNot enough historyNot enough history
20 years · $500/monthNot enough historyNot enough historyNot enough historyNot enough history

Asset last price date: 2026-10-30; SPY last price date: 2026-10-29. The latest month may be incomplete. Zero initial investment; contributions start the following month. Monthly observations are estimates, not executable trades. Fees, taxes and FX excluded. Curated surviving assets; delisted companies are absent. Not financial advice. Past performance doesn’t predict future returns.

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Monthly closing prices. No fees, taxes or FX.

YOUR INVESTMENT TODAY
$2,784.78

$-3,215.22 total gain · -53.59% total return

Amount invested$6,000.00
Annualized (money-weighted IRR)-30.80%
Investment multiple0.46×

● Your investment● S&P 500 (SPY)

Golem history · Methodology

2018 · 2019 · 2020 · 2021 · 2022 · 2023 · 2024