If you invested $100 a month in Dow
Buying $100 at each monthly close from November 2021 through October 2026, with dividends reinvested, turns $6,000.00 contributed into $5,367.40 as of October 23, 2026. Annualized money-weighted IRR: -4.52%.
| Monthly schedule | Invested | Value | Annualized (money-weighted IRR) | SPY same-schedule value (reinvested) |
|---|---|---|---|---|
| 5 years · $50/month | $3,000.00 | $2,683.70 | -4.52% | $4,602.42 · 60 contributions · $3,000.00 invested · 2021-10 to 2026-10 |
| 5 years · $100/month | $6,000.00 | $5,367.40 | -4.52% | $9,204.83 · 60 contributions · $6,000.00 invested · 2021-10 to 2026-10 |
| 5 years · $500/month | $30,000.00 | $26,836.98 | -4.52% | $46,024.17 · 60 contributions · $30,000.00 invested · 2021-10 to 2026-10 |
| 10 years · $50/month | Not enough history | Not enough history | Not enough history | Not enough history |
| 10 years · $100/month | Not enough history | Not enough history | Not enough history | Not enough history |
| 10 years · $500/month | Not enough history | Not enough history | Not enough history | Not enough history |
| 20 years · $50/month | Not enough history | Not enough history | Not enough history | Not enough history |
| 20 years · $100/month | Not enough history | Not enough history | Not enough history | Not enough history |
| 20 years · $500/month | Not enough history | Not enough history | Not enough history | Not enough history |
Asset last price date: 2026-10-23; SPY last price date: 2026-10-23. The latest month may be incomplete. Zero initial investment; contributions start the following month. Monthly observations are estimates, not executable trades. Fees, taxes and FX excluded. Curated surviving assets; delisted companies are absent. Not financial advice. Past performance doesn’t predict future returns.
YOUR INVESTMENT TODAY
$5,367.40
$-632.60 total gain · -10.54% total return
Amount invested$6,000.00
Annualized (money-weighted IRR)-4.52%
Investment multiple0.89×
● Your investment● S&P 500 (SPY)